There is some talk about doing away with Freddie Mac & Fannie Mae and the possibility of inflation.  If these come true, the impact would most likely be increased down payment requirements and interest rates.  Because of this, this spring should be an active market for real estate.   Buyers (first time and move up) will want to take advantage of the low interest rates and down payment requirements before one or both of the talking points above become reality.  My listing inventory is already being sold down.  Let us know if we can help you with your real estate needs.